Cataracts

Cataracts, a clouding of the eye’s lens, are a common age-related condition. While they can significantly impact vision, they often don’t qualify for the Disability Tax Credit (DTC).

Cataracts and the DTC

Typically, cataracts alone do not qualify for the DTC. The reason is that cataracts are generally treatable through surgery, which restores vision to near-normal levels.

However, there are exceptions:

• Severe cataracts: If cataracts have progressed to a point where they cannot be corrected through surgery and significantly impact daily life, it might be worth exploring the DTC.
• Additional impairments: If cataracts are accompanied by other eye conditions or disabilities that significantly affect daily living, it could increase the chances of qualifying for the DTC.

Focus on Other Potential Benefits

While the DTC might not be applicable for cataracts, individuals with vision impairments may qualify for other tax benefits or deductions, such as:

• Medical expenses: Deductions for vision-related expenses like eye exams, surgery, and glasses.
• Registered Disability Savings Plan (RDSP): If you qualify for the DTC due to other reasons, an RDSP can provide tax benefits.

Living with cataracts can be challenging, but understanding your tax options can help manage the financial aspects of your eye care.