Osteoarthritis

Osteoarthritis (OA) is a degenerative joint disease that can cause significant pain, stiffness, and reduced mobility. While OA can significantly impact daily life, qualifying for the Disability Tax Credit (DTC) can be challenging.

Understanding the Disability Tax Credit

The DTC is a non-refundable tax credit available to individuals with severe and prolonged mental or physical impairments. To qualify, the impairment must significantly restrict daily living activities or prevent individuals from engaging in gainful employment.

Osteoarthritis and the DTC

Typically, osteoarthritis alone does not qualify for the DTC. The reason is that while OA can cause significant pain and discomfort, it often doesn’t meet the strict criteria for a severe and prolonged impairment.

However, there are exceptions:

• Severe OA: If OA has progressed to a point where it causes severe joint damage, significantly limits mobility, and prevents you from performing daily activities, it might be worth exploring the DTC.
• Coexisting conditions: If OA is accompanied by other health conditions that qualify for the DTC, it could increase the chances of eligibility.

Key Considerations for Claiming the DTC

If you believe you might qualify for the DTC due to OA, you’ll typically need:

• Detailed medical records: These documents should clearly outline the extent of your impairments and how they affect your daily life.
  
• Evidence of limitations: Provide information on specific activities you find challenging due to OA.

Living with osteoarthritis can be challenging. Understanding your tax options can offer some financial relief. Consult with our tax and health professionals to determine eligibility for the DTC and other tax benefits.